LIFE EVENTS
NEW IMMIGRANT
STARTING A FAMILY
STARTING A FAMILY
As a new immigrant there are many things to juggle and get accustomed to. Adapting to a new culture, possibly a new language, finding a place to live, learning about banking and financial systems, and managing your finances.
Things you should know about:
- Building your credit score
- Choosing a convenient and affordable place to live • Investing your money
- Tax filing and obligations
- Finding the right insurance coverage
- Investment options for you and your family
- Retirement planning
- First time Homebuyers plans
- Canadian child benefits and education plans to showcase a premium service.
STARTING A FAMILY
STARTING A FAMILY
STARTING A FAMILY
A family is the most precious gift. Along with the joy and happiness that a family brings, there are also challenging moments that come up. However, your finances don’t have to be that challenging if you plan properly. We can help you feel confident with the right choices.
Things to consider and plan for:
- Building an emergency fund for unforeseen events
- Saving for your children’s education
- Health and dental coverage
ENTERING THE CORPORATE WORLD
ENTERING THE CORPORATE WORLD
ENTERING THE CORPORATE WORLD
Congratulations on securing a new job! It is exciting to obtain employment, not to mention a huge relief for your finances. While navigating around learning your workplace policies and procedures it is extremely important to understand your benefits.
Things to consider making the right decision for choosing your benefits package:
- Do you have enough health insurance?
- Your marital status
- Your budget to manage your living expenses and how the premiums will impact you
BECOMING A BUSINESS OWNER
ENTERING THE CORPORATE WORLD
ENTERING THE CORPORATE WORLD
Being your own boss has its advantages. Starting your own company instills a sense of pride and accomplishments, but also comes with expenses that you must cover for yourself and your employees.
Things to consider for benefits coverage:
- Group benefits
- Retirement benefits
- Are you adequately insured?
- Your marital status and family situation
- Insurance coverage for your business
- Taxation, and eligible deductible expenses
- Investments to grow and fund your business
- Incorporation vs. sole proprietorship
- Retirement planning